![]() NOT FDIC/NCUA INSURED | MAY LOSE VALUE | NO BANK/CREDIT UNION GUARANTEE | NOT A DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY To obtain such advice, please consult with your investment, legal, or tax professional. It is not intended to provide, and should not be interpreted as individualized investment, legal, or tax advice. This communication is for informational purposes only. Product availability and features may vary by state. Each company is responsible for its own financial condition and contractual obligations. All three companies are members of Group One Thousand One, LLC (Group1001). Variable contracts are distributed through Clarendon Insurance Agency, Inc. ![]() Virgin Islands and in New York by Delaware Life Insurance Company of New York (New York, NY), which is authorized to transact business in New York and Rhode Island. Your financial professional can provide you with complete details.Īnnuity products issued by Delaware Life Insurance Company (Waltham, MA), which is authorized to transact business in all states (except New York), the District of Columbia, Puerto Rico, and the U.S. Annuity contracts contain exclusions, limitations, reductions of benefits, and terms for keeping them in force. ![]() ![]() Guarantees are subject to the financial strength and claims-paying ability of the issuing insurance company and are subject to product terms, exclusions, and limitations.Īnnuities are long-term investments vehicles designed for retirement purposes. This and other information is available in the product prospectus, as well as the underlying investment option prospectuses. Investors should carefully consider a variable annuity’s risks, charges, limitations and investment goals of underlying investment options prior to making any investment decisions. Variable annuities are sold by prospectus. Member FINRA, SIPC.Check the background of your financial professional or Clarendon Insurance Agency, Inc. Securities offered through John Hancock Distributors LLC. Product features and availability may differ by state. Group annuity contracts and recordkeeping agreements are issued by John Hancock Life Insurance Company (U.S.A.), Boston, MA (not licensed in New York) and John Hancock Life Insurance Company of New York, Valhalla, New York. John Hancock Trust Company LLC provides trust and custodial services to such plans. John Hancock Retirement Plan Services LLC offers administrative or recordkeeping services to sponsors and administrators of retirement plans. John Hancock Investment Management Distributors LLC is the principal underwriter and wholesale distribution broker dealer for the John Hancock mutual funds. Information included in this material is believed to be accurate as of the printing date. John Hancock Distributors LLC is a member of FINRA and is listed with the Municipal Securities Rulemaking Board (MSRB). Rowe Price, and distributed by John Hancock Distributors LLC through other broker-dealers that have a selling agreement with John Hancock Distributors LLC. John Hancock Freedom 529 is an education savings plan offered by the Education Trust of Alaska, managed by T. Insurance products are issued by: John Hancock Life Insurance Company (U.S.A.), Boston, MA 02116 (not licensed in New York) and John Hancock Life Insurance Company of New York, Valhalla, NY 10595. John Hancock Vitality Program rewards and discounts are available only to the person insured under the eligible life insurance policy, may vary based on the type of insurance policy purchased and the state where the policy was issued, are subject to change and are not guaranteed to remain the same for the life of the policy. Vitality is the provider of the John Hancock Vitality Program in connection with life insurance policies issued by John Hancock.
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